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The Lowdown on 30-Year Fixed Rate Mortgages
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Our 30 Year Fixed Rates are some of the lowest in the Country & our process is fast, simple, and painless
The traditional 30-year fixed-rate mortgage has a set interest rate and monthly payment that will not change over the lifetime of your loan. If you are planning on staying in your home for seven years of longer, this may be the best option for you.