As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Our 30 Year Fixed Rates are some of the lowest in the Country & our process is fast, simple, and painless
The traditional 30-year fixed-rate mortgage has a set interest rate and monthly payment that will not change over the lifetime of your loan. If you are planning on staying in your home for seven years of longer, this may be the best option for you.
We're here to help make the loan process easier, with our tools and expertise available to guide you along the way, starting with our free 30-Year Fixed Rate Mortgage Qualifier.
Our goal is to help you see the differences between loan programs, allowing you to make the best choice for you whether this is your first home buying experience or a seasoned investor.
The 30-Year Fixed Rate Mortgage Loan Process here's how our home loan process works: